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EFT Plus™ is a fully integrated payment solution for IBM 4690 environments that is helping retailers streamline their transaction processing while meeting PCI and Chip and PIN requirements. Increasing emphasis is being placed on consumer security and privacy; card issuers are forcing significant changes upon retailers through Banks and Transaction Processors. Retailers need to ensure they are taking measures to meet the compliance standards dictated by PCI and Chip and PIN. In fact, one-third of all Canadians believe that the responsibility for credit card security falls on the retailer. With EFT Plus™ you can take the right steps now to minimize your exposure to payment fraud and data compromises.

EFT Plus™ features:

  • Seamless integration for IBM 4690 environments
  • PCI Data Security Standards compliance
  • Supports both MSR and Chip and PIN requirements for North America
  • Support for multiple Transaction Processors/banks
  • Support for multiple PIN Pads
  • Multiple Value Added (3rd Party) services
  • TCP/IP communications
  • Streamlined design
  • Migration path to Windows and Linux

  • Design

  • STJ Retail held a conference on Chip & PIN migration in 2005 to ask retailers what their ideal solution would look like. The response was unanimous; retailers wanted a flexible solution that allowed them to switch banks without an intensive development effort. They wanted a software only solution that didn’t require additional hardware and wiring. They wanted a solution that provided a clear migration path from IBM 4690, to Windows and Linux. They wanted a solution that could easily interface with their gift card and loyalty programs. The result is EFT Plus™, a flexible software only solution that provides all of this functionality and more. Contact STJ Retail today to see how EFT Plus™ can work for you.

  • Certification

  • STJ Retail is a certified Electronic Funds Transfer Certification Lab. This designation enables us to perform merchant certifications in our lab on behalf of the transaction processor.