EFT Plus International Logo

EFT Plus International™ is a globally deployable smart card application framework specifically designed to deliver EMV, Chip and PIN and other generic smart card solutions. EFT Plus International is an EMV certified software solution that, when coupled with the appropriate services, allows STJ Retail to offer a turnkey retail payments solution for 4690 retailers across several countries, and in fact internationally.

EFT Plus International Offers:

  • Access to world leading EMV expertise developed by supporting over 120,000 point of sale devices in Europe, North America and Asia Pacific regions including over 70,000 IBM 4690 terminals
  • Preconfigured access to over 30 PIN pads, with 35+ EMV Co. certifications
  • A flexible software design scalable across multiple markets through our completely configurable EMV Level 2 architecture
  • Platform independence through the utilization of open systems such as Windows and Linux
  • Access to new functionality through plug-in modules and applications such as loyalty cards, gift cards and other smart card programs
  • Support for both attended and unattended environments
  • Support for on-line PIN (plaintext and enciphered), off-line PIN or no PIN
  • Support for multiple languages

The 4690 environment provides a highly stable platform for processing payments and offers several base applications to meet diverse retailer needs. EFT Plus International leverages this stability in order to:

  • Offer a common retail payments solution that lowers operational costs
  • Maintain the security and durability of the 4690 architecture including dual controller redundancy
  • Eliminate the requirement for IP based PIN pads
  • Eliminate the requirement for additional in-store wiring
  • Offer tremendous flexibility and scalability
  • Address Chip & PIN compliance

EFT Plus International has been designed to make the process of adding new PIN Pads relatively straight forward. Implementing EFT Plus International requires limited 4690 modifications and can be delivered by STJ Retail as a customized turn key solution to retailers.

EFT Plus International will enable 4690 retailers to use the latest and most secure technologies while laying the foundation for future payment opportunities.